Current lease snapshot
Approx. $289/mo, $2,999 due at signing, term 36 months.
Lease vs Finance: 2026 Kia Niro EV
Use this guide to decide which path gives you the best total value.
Current finance snapshot
Approx. 1.2% APR for 60 months.
Decision rule
If you rotate vehicles every ~3 years, lease often wins on monthly cash flow. If you plan to keep the vehicle long-term, lower APR financing often wins on total ownership cost.